| Monthly | Before
Feb 2007 |
Feb 2007 -
Aug 2007 |
After
Aug 2007 |
|
|---|---|---|---|---|
| Income: | ||||
| Mine | $2000 | $2000 | $2000 | It fluctuates but $1900 is about as low as it goes. USPS Letter Carrier. Last month I also got a $0.38/hr raise, $60/mo gross, at least $45 net. Dec, Jan & Feb I will have at least 2 hrs/wk overtime, $300/mo gross, at least $225/mo net. |
| addt'l after Nov | $378 | $378 | $378 | A loan against my retirement at USPS is paid off as of my December 1st check. It is $189.04 per check. |
| Husband's | $931 | $931 | $931 | My husband is retired, so his Social Security is direct deposited monthly. |
| Cash Rent | $500 | $500 | $500 | My son pays rent to stay at our house of a night instead of renting his own place just for a place to sleep. This also covers his portion of the auto insurance. |
| China Son | $0 | $700 | $700 | Because my husband is retired, his dependants also get a Social Security Check. Because he did not go with me to China, we have to readopt our China son for this to start therefore it won't start until Jan or Feb, but he is going with me to Guatemala. |
| Guatemala Son | $0 | $0 | $700 | |
| Total | $3809 | $4509 | $5209 | |
| Expenses: | ||||
| Mortgage | $400 | $600 | $600 | We like to pay more than minimum ($360), but can make lower payments for now. |
| Mortgage Credit Line | $150 | $200 | $200 | We like to pay more than minimum ($125), but can make lower payments for now. |
| Truck Loan | $110 | $150 | $150 | We like to pay more than minimum ($106), but can make lower payments for now. |
| Husband's Prosper Loan | $0 | $200 | $200 | We borrowed the first 4 months payments and have them in savings, so those payments won't come out of our income. |
| This Prosper Loan | $450 | $450 | $450 | |
| Electricity | $100 | $100 | $100 | |
| Water | $60 | $60 | $60 | |
| Car Insurance | $450 | $450 | $450 | |
| House Insurance | $110 | $110 | $110 | Paid Quarterly, set aside monthly, next actual due date is 1/8/07 |
| Dish Network | $50 | $50 | $50 | |
| Telephone/ISP | $80 | $80 | $80 | |
| Food | $350 | $350 | $450 | Our Son is in Head Start and my husband volunteers there 4 days a week, so they get their lunches there. I eat lunchmeat for lunch. We also live on a farm and have our own eggs, chicken, garden etc. |
| Gas | $100 | $100 | $100 | |
| Misc | $100 | $100 | $100 | Don't really know what is in this category, but there's always some little things that come up. |
| Pet food (mostly Hay) | $1000 | $1000 | $1000 | As we sell horses, we will have income from the sale and a decrease in hay cost. |
| Total | $3710 | $4200 | $4300 | |
| Leftover | $99 | $309 | $909 | |